Abstract

With today’s rapid expansion of online financial services, college students’ online financial management awareness is rapidly improving, as citizens’ financial management awareness gradually improves. This article conducts a systematic literature review analysis and research based on 47 published articles related to college students’ Internet financial management retrieved from the four major paper websites in China from 2005 to 2022, with the goal of investigating influencing factors towards online financial management ability among college students. This study focuses on five factors that influence college students’ Internet financial management: financial concept, financial ethics, financial knowledge, financial execution, and financial risk control. Financial concepts are positively associated with online financial management ability among college students. Financial ethics are positively associated with online financial management ability among college students. Financial knowledge is positively associated with online financial management ability among college students. Financial execution is positively associated with college students’ online financial management ability. Financial risk control is positively associated with college students’ online financial management ability.